MyHomeLoanTips.com at Providential Bancorp, Ltd.
Providential is a full-service Mortgage Broker and Mortgage Banker. This means that we can be your only point of contact through the entire process of obtaining a loan for your property.
Our efforts to help you obtain the best mortgage solution for your unique situation are more fully explained in the Loan Process section of this website.
Providential has many service teams that are each made up of 6-10 Loan Officers who work directly with clients, one or more Loan Processors who work with our underwriters or third-party lenders to match your opportunity with lenders seeking clients of your nature, a very experienced Team Leader, and closing specialists to ensure every detail is taken care of in a timely manner. This team structure ensures multiple people are involved in your mortgage transaction.
Thanks for making my first closing (purchase) a huge success. I appreciate you personally coming to the closing and helping me understand the process as it pertains to funding, title co. role, etc. I look forward to working future deals with you and your team.
Providential has been in business since 1996 and has consistently been one of the fastest growing mortgage brokers in the country since its inception. This growth is the result of steadfast focus on providing the maximum benefits to our new and repeat clients through the matching of each client’s financial needs, home investment goals, and our vast array of mortgage solutions.
Each client is provided an experienced, professional, dedicated Loan Officer to ensure their needs are met in the most cost-effective and timely manner. Each client also has ready access to our Founders if a problem arises so that in the unusual event of a problem, it can be resolved quickly and to each party’s satisfaction.
While Providential operates primarily from a large office in downtown Chicago, Illinois, we provide mortgage solutions in nearly every state through our network of associates and business partners. The modest profit we earn on each mortgage transaction allows us to reinvest in the training of our professionals, state of the art technology, and the extra staff necessary to provide the best customer service in the industry.
Our business purpose is simple:
Providential delivers innovative mortgage solutions to its clients by listening to each client’s unique needs in order to maximize the benefits available from today’s vast array of mortgage alternatives.
Benefits include the lowest possible down payment, the lowest monthly payment, the fastest pace to closing each loan, and access to the most knowledgeable professionals in the industry to ensure each client obtains a mortgage with the set of features that enables them to achieve their financial goals.
Our low cost guarantee ensures that no client need worry about getting taken advantage of if they choose to work with Providential.
Providential is licensed to originate and fund loans in the following States:
We have applications pending with most other states and may have received our license for a remaining state by the time you read this text. And, we are authorized to provide mortgage services in all states through several of our partnerships. So, take advantage of Providential’s experience, and our focus on you regardless of where your mortgage needs lie.
